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Aidan Mc Cormack, 36, from Chicago, began life as a biological female.

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“The lure of wanting do something like that is there,” says Omaha, Nebraska, resident Kitty Shanahan, who is 27, a debit card specialist at Pay Pal, and in the process of transitioning from male to female. Sounds great, but do they want to make you do something you don’t feel comfortable with? There’s always the desire for the easy way, but there’s also always a catch.”Another popular method to save money is by having sex reconstruction procedures done abroad.

There are online guides galore, as procedures can be significantly less expensive in the Philippines, Mexico and Thailand. For something that important, you need to have the exact right doctor to make sure you have the best outcome.” says Shanahan. Reputable online guides for doctors who perform sex reconstruction in the States are published on Planet Transgender.

The final cost for her procedures will be around $65,000, but the out-of-pocket costs will be only about $6,000. In the end, says Mc Cormack, “Do whatever you can to make yourself more comfortable with your body.

“Bottom surgery is mainly covered,” says Shanahan, as is travel to California, where the surgery will take place. “I have to pay a lot upfront for electrolysis and that’s $75 per hour.” As generous as her insurance plan is, reimbursements are slow. But the truth is your gender is not dependent on any procedure.

In response, here are eight safe and sound options for funding gender reassignment. Transgender, as defined by Merriam-Webster, is “relating to, or being a person who identifies with or expresses a gender identity that differs from the one which corresponds to the person’s sex at birth.” Which is where sex reconstruction surgery (SRS) comes in. But to simplify, think upper and lower body modifications — commonly referred to as top and bottom procedures.

SRS helps a person born male or female switch their gender by changing outward appearances. For males transitioning to females, top modifications include breast augmentation and facial feminization.Please see the bank’s website for the most current version of card offers; and please review our list of best credit cards, or use our Card Match™ tool to find cards matched to your needs.Even a routine medical procedure can break the bank, but the price of mending a broken bone or removing an appendix pales when compared to the process of transitioning between genders.The average cost range for the top and bottom combination is broad, at ,000 to over ,000, since there are multiple types of genital surgery.Both men and women receive hormone therapy and extensive counseling before any medical procedure is performed, with ,000 being a low annual estimate.“I include them in my transition costs because of the lack of access to care, underemployment, anxiety and weight gain, all as a result of being trans.” In a recent report issued by the Center for American Progress, transgender people experience unemployment at twice the rate of the population as a whole.

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